Handy articles

Insight, guides, and tips.

10 Tips to Save – You Can Do It Too!

Rising living costs make it hard to save. Here are 10 practical tips to review your expenses and keep more money in your pocket.

Good Debt vs Bad Debt – When Do I Have Too Much?

Not all debt is bad – but how do you know when you have too much? We explain the difference and the warning signs of excessive debt.

Budget Smart Amid Inflation and High Interest Rates

With inflation outpacing salary increases, smart budgeting is now more important than ever. We share practical steps to make your budget work.

How to Budget for Family Meals and Plan Your Shopping

Strategic planning of family meals and shopping can save you time, money and food waste. Here is how to do it right.

Debt Counselling and Self-Employed Individuals: What You Need to Know

Self-employed individuals face unique financial challenges. Learn how debt counselling can help you achieve stability and financial freedom.

Maintenance: What It Is and How It Relates to Debt Counselling

Maintenance is a legal financial obligation. We explain what it entails and how debt counselling can help you manage it alongside other debts.

The Impact of South Africa's Economic Climate on Household Debt

High unemployment, inflation and interest rates affect household debt. Understand the impact and how debt consolidation can provide relief.

Emergencies: How to Handle Unexpected Expenses During Debt Counselling

Unexpected expenses need not derail your financial recovery. We share five practical steps to handle emergencies during debt counselling.

Secured vs Unsecured Loans: What's the Difference?

Understand the difference between secured and unsecured loans and why it matters for your debt counselling process and financial future.