Privacy Policy
Last updated: 22 June 2026
Welcome to AfriSkuld. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website. By using our services, you agree to the practices described in this policy.
Collection of Information
AfriSkuld collects your personal information when you use our website to request a quotation and obtain your credit report. This information may include:
- Your name and surname
- ID number
- Contact details (phone number and email address)
- Financial information required to compile your credit report
Use of Information
The information we collect is used to provide you with the following services:
- Compilation of a quotation and your credit report through Xpert Decision Systems (XDS)
- Improvement of our website and services
- Communication with you regarding your credit report and other related financial services
Protection of Information
AfriSkuld uses various security measures to protect your information against unauthorised access, use, or disclosure, in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA). We will notify you via email if your data is obtained or disclosed without authorisation.
Sharing of Information
We will not sell, rent, or share your personal information with unauthorised third parties without your consent, except where required to deliver our services or as required by law.
Cookies and Tracking Technologies
AfriSkuld may use cookies and other tracking technologies to improve your experience on our website. Cookies help us remember your preferences and analyse the performance of our website.
Your Rights
You have the right to access your personal information that we hold, to correct it, delete it, or restrict its processing. Please contact us if you have any questions or requests regarding your personal information.
Changes to this Privacy Policy
AfriSkuld may update this privacy policy from time to time. We will publish any changes on this page and notify you of any significant updates. We encourage you to review this page regularly for the latest information on our privacy practices.
Contact Us
If you have any questions about this privacy policy or how we handle your personal information, please contact us at: info@afriskuld.co.za




